Provident funds are managed by a specialist manager within pre-determined parameters set by the Elgin AMC Investment Committee. Funds are diversified into a wide range of asset classes including Fixed Income, Equities, Hedge Funds, Commodities, and Real Estate.
Each underlying asset has undergone the rigorous Elgin AMC due-diligence process to assess suitability, transparency, liquidity, performance vs. peers coupled with accounting and legal compliance prior to inclusion.
Our experienced Investment Committee oversees the investment management policies and monitors the investment performance. The committee has established important ground rules that express our investment philosophy and principles. These include:
- Strict due-diligence, risk-management and total impartiality will always be at the heart of the decision-making process when selecting assets on behalf of our clients.
- Clear communication of risk profiling that ensures clients fully understand that we are managing according to their tolerance for risk.
- Adherence to and understanding of the risk profile is paramount. We will never attempt to time markets or arbitrarily alter a clients’ profile without consultation no matter what our opinion on market direction may be.